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More Information On Your Home Movers Mortgage

Planning on moving house? You may require a home mover mortgage. Moving house is a great opportunity to reconsider your current mortgage and look for a better deal. However, your mortgage options will vary depending on the value of your new property.

Read up on your options or book a friendly call with one of our mortgage advisors to find out which option is right for you.

Posted On: January 26, 2022

Do You Need a Survey On a New Build?

With so many types of building surveys, how do you know which one is right for your property purchase? Do you even need one? If you’re considering purchasing a property on a new-build site, it’s recommended that you get a professional snagging survey. In this guide we’re discussing exactly what a snagging survey involves and why you need one.

What is a snagging survey and why do I need one?

A snagging survey identifies defects or problems which need fixing before you move in. This is important because the onus is on you to make sure that the property is as it should be before moving in.

Your lender will check that the house is complete to some extent. However, this will not be a detailed inspection, and you cannot rely on the lender’s inspection alone to pick up all the problems.

That’s why it’s recommended that you hire a specialist snagging surveyor. You can also make your own checks and report any of your findings, but a surveyor will save you time and ensure that everything is checked over with a fine tooth comb.

Employing an expert will help you have a fresh pair of eyes and a professional who knows what to look out for. Essentially, they will have your back and give you peace of mind that the property you’re buying is structurally safe and sound, and free of defects.

However, you can still get a special warranty for new builds which gives you a 10 year warranty for any structural defects that you encounter after you move in. This covers you for faults that are related to the way the property was built.

Agentis can help

Speak to Agentis today to discuss your new-build property purchase and get the buying process off to the best start.