Open Nav

Home Movers

More Information On Your Home Movers Mortgage

Planning on moving house? You may require a home mover mortgage. Moving house is a great opportunity to reconsider your current mortgage and look for a better deal. However, your mortgage options will vary depending on the value of your new property.

Read up on your options or book a friendly call with one of our mortgage advisors to find out which option is right for you.

Posted On: January 25, 2022

What Happens With Council Tax When You Move House?

Council tax is determined by different bands which usually correlate to property value. When you leave your current address, your local council will send you a final bill which will be taken as a monthly payment. When you move into your new home, you will get an annual bill detailing your new council tax.

How to cancel council tax when moving house?

You’ll need to inform your current local council where you’re moving from and provide them with your new address. This should be done about one month before your moving date.

Updating your local council is easy. Simply, enter your change of address for all adults who pay council tax on the property on your local authority website. You should do this in good time to avoid a tax overlap from occurring.

Council tax is not transferable as it is calculated separately for each property. If you’re moving to a new local authority, you will need to set up a new direct debit account. However, if you’re staying in the same council district, you can use the same direct debit account, but just make sure to change the amount you pay if required.

You can also apply for a tax refund if you’ve overpaid. If you’re not happy with your new council tax bill and feel that it has been incorrectly calculated, you can challenge the amount.

You should start paying council tax on your new property from the day that you move in. Make sure you’re prepared for the move and not left paying tax on a property that you no longer live in.

Find a mortgage broker today

Speak to Agentis today to arrange your free initial consultation to discuss your mortgage options and get professional advice to make your house move that little bit easier.