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Choosing A Mortgage Broker

Expert Mortgage Brokers

Get whole market advice from your local expert mortgage brokers.

Not all mortgage brokers are created equal. Whether you need help finding the right advisor or want to prepare for your initial consultation, our advice guides have everything you need to know. We take the guesswork out of the mortgage broker process and help you make informed decisions to reach your property goals sooner.

As specialist mortgage brokers and financial advisors, we offer expert advice across a wide range of mortgage products.

Posted On: January 19, 2022

Top Reasons You Should Use a Mortgage Broker

Looking to buy a property, but need a loan to purchase? A mortgage broker can help connect you with lenders and secure a favourable mortgage deal. In this article, we’re listing the top reasons you should use a mortgage broker when looking to buy a property.

Advantages of using a mortgage broker:

Save time, money and hassle

One of the top advantages of using a mortgage broker is that they can save you time, money and hassle. How do they do that?

Mortgage brokers are essentially experts in the field of mortgages. This means they can take the legwork out of researching the market yourself. If you have little to no knowledge of mortgages, then it could take a long time to get to know all the different types available, whether you’re eligible and how much you’re likely to be able to afford. A mortgage broker can do all of this for you, meaning the only thing that’s left for you to do is look at the deals they have to offer and decide whether you’re happy with any of your broker’s choices.

A ‘Whole of Market’ mortgage broker has access to many lenders and a wide variety of mortgage products meaning they can help save you money by offering the best deal.

Most mortgage brokers will even fill out the paperwork, saving you all the hassle.

Peace of mind

Part and parcel of finding a suitable mortgage deal is ensuring you can comfortably afford the repayments. A broker will budget and calculate accordingly, making sure that all the costs have been taken into account. This means you shouldn’t have any nasty surprises when it comes to affording your mortgage.

Also by getting professional advice, you can complain if the advice you were given proves inadequate for your circumstances. However, if you choose a mortgage without professional advice then the responsibility falls on your shoulders and you won’t be able to complain to the Financial Ombudsman.

Increase your chances of securing a mortgage

Choosing an expert mortgage broker should help increase your chances of securing a mortgage. They will ensure you’re only applying for mortgages that you can comfortably afford and specialist brokers can even help individuals with bad credit scores.

Regular mortgage reviews

Circumstances change. A good mortgage broker can be there for you throughout the changes you face. If your financial circumstances have changed due to receiving a substantial income increase or reduction, a broker can reassess your mortgage to ensure you have the right one for your circumstances.

We hope this article covers all the key advantages of using a mortgage broker. If you’re looking for a reputable broker with 80 years combined experience, Agentis are on hand to help with their personable team of professional mortgage advisors.