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    100% Mortgages

    100% mortgages might be rare, but they do exist. If you’re struggling to get a deposit for a house, a specialist mortgage advisor can discuss your options.

    Known as no deposit mortgages, the only 100% LTV mortgages currently available are guarantor mortgages or family assist mortgages via a very small selection of lenders.

    As Whole of Market mortgage brokers, our advice and product suggestions are always unbiased. With access to more lenders, we have a high success rate of matching homebuyers with a mortgage that works for them.

    Speak to us today to arrange your initial consultation.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    The Process

    Initial consultation – This informal consultation is your chance to ask questions. We’ll get to know your circumstances and why you’re looking for a 100% mortgage loan.

    Review qualifying criteria – No deposit mortgages are only handed out under very special circumstances and with strict criteria attached. We can let you know whether you’re likely to qualify and why. If not, we’ll discuss other options. This could include shared ownership, for example.

    Talk you through the 100% mortgage – This unique type of mortgage comes with its own pros and cons. We’ll talk you through these in a clear way – we won’t bombard you with jargon. Ensuring our clients are fully informed means they can make the best decision.

    Browse the market – We’ll browse the whole market to find you the right deal.

    Apply – If you’re happy with the mortgage, we will take control of all elements of the application, ensuring a smooth process from start to finish. No fuss, just an efficient, friendly service.

    Meet The Team

    Established in 2014 by Christine Long and David Mortell, Agentis offers expert mortgage advice alongside the personal touch of a smaller, family-run business. As a growing mortgage broker in Peterborough, we have the very best mortgage and protection experts to help people from all walks of life secure and manage their mortgages.

    We’re regulated by the Financial Conduct Authority, so you can choose us with confidence.

    What Our Customers Think

    Timothy Lawrie
    Timothy Lawrie
    2024-04-18
    I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. Amazing
    Asher
    Asher
    2024-04-18
    We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!
    Sarah Worsley
    Sarah Worsley
    2024-04-17
    Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!
    Agne Rusalovskytė
    Agne Rusalovskytė
    2024-04-15
    Adam was very helpful as always.
    Jonathan Knox
    Jonathan Knox
    2024-04-15
    I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.
    Bob Green
    Bob Green
    2024-04-08
    Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.
    Johnsy Raju
    Johnsy Raju
    2024-04-06
    Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.
    Nesta
    Nesta
    2024-04-03
    We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!
    Adrian Woolley
    Adrian Woolley
    2024-04-03
    Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.
    Jodie Tyers
    Jodie Tyers
    2024-03-27
    Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal

    Still Have Questions?

    Ready to find the best mortgage rate for you?

    Let us know the best way to reach you and some details about your project, and a buy to let mortgage broker will be in touch with you to talk you through the next steps.

    In a hurry? Speak to our team on 01733 367800 to get started today.

     

     

    Get in Touch

    We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

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      Frequently Asked Questions

      Can you get a 100% mortgage if you’re a first-time buyer?

      It’s not impossible, but you are unlikely to get a 100% mortgage if you’re a first-time buyer.

      Who is likely to secure a 100% mortgage?

      You’re more likely to get approved for a 100% mortgage if you have a good credit score, little or no debt and a regular income. Having a guarantor who also matches this criteria will stand you in good stead.

      Is it possible to get a no deposit mortgage without a guarantor?

      No – you currently need the help of a guarantor to buy a house with no deposit. A guarantor can be a friend or relative.

      Do 100% mortgages come with higher interest rates?

      One of the drawbacks of not putting down a deposit is that interest rates tend to be higher. We can help calculate whether the money you’d save from paying rent for longer would outweigh the cost of this extra interest.

      Property News

      Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.

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      Your Mortgage Magazine

      Our quarterly magazine is packed with jargon-free content covering the latest industry updates that affect you and your property-buying plans. Written by mortgage experts, we explain how mortgages work. Wherever you are on the property ladder, you can stay in the know and make the best decisions for you right now.