Equity Release Mortgage Broker
Live life to the fullest – even in retirement – with equity release mortgage advice from the experts at Agentis.
Feeling the pinch? Equity release schemes allow you to acquire cash against the value of your home. Based in Peterborough, our friendly, experienced and highly qualified brokers can talk you through how this unique type of mortgage works and find a plan that suits you.
Because we have ‘whole of market’ access, we’re able to view equity release mortgages from a whole host of different providers. Not only that, but we can filter them according to your requirements and preferences, making it easy to compare your options and determine which is the best fit for you.
Simply put, there’s no easier way to find the right plan. For jargon-free advice that could save you money (and hassle), look no further than Agentis. Read on to learn more about how we can help you, or get in touch to book your free initial equity release advice consultation today.
What is Equity Release?
Equity release is a loan secured against the value of your property. This can be provided as a lump sum or in smaller amounts. If you’re aged 55 and over and own your own property worth £70,000 or more, you could be eligible.
How much money you can borrow depends on the value of your property. It’s important to get financial advice to ensure that equity release will truly benefit your lifestyle and long-term plans. To find out more about equity release and whether it might be right for you, take a look at the frequently asked questions opposite.
Lifetime mortgages and home reversion plans: Which is right for you?
There are two types of equity release loans: home reversion plans and lifetime mortgages.
Our equity release mortgage brokers can help you choose a loan that works for you, explaining the differences between each type and presenting you with a range of options from different lenders.
Fill in our contact form to book your free initial consultation with one of our equity release specialists today.
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Please note that Agentis is unable to provide advice on home reversion plans.
FAQs
Am I eligible?
Equity release mortgages are designed for homeowners aged 55 and over. You will need to own a certain value of your home outright for equity release to be a suitable option.
How much equity can I release from my home?
The maximum amount of equity you will be able to release is up to 60% of the property value, dependent on age.
Can I move house with equity release?
Yes, you can move to another property with an equity release mortgage – however if you’re hoping to attach it to your new property, your mortgage provider will need to determine that the new property is suitable before you purchase.
What interest will I have to pay?
You do not usually have to pay interest on money that you’ve actually borrowed if you decide to commit to doing so. Often the loan rolls up and is paid off on the death of the last borrower. While equity release interest rates are typically higher than ordinary residential mortgages they are usually fixed. This means you should know exactly how much you’re expected to pay if you have chosen to clear interest monthly, and be able to budget accordingly. You can choose to pay some or all of the monthly interest.
How does equity release affect benefits?
If you’re concerned about whether equity release may impact your eligibility for welfare benefits, your mortgage advisor will be able to tell you whether the amount of equity you’re receiving would reduce or remove your entitlement to benefits.
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How Can Agentis Financial Help You?
At Agentis, we only offer no-negative equity mortgages. That means you and your family will be protected from owing more money than your property is worth, giving you and your loved ones peace of mind.
We’ll also factor in other costs that are often overlooked when budgeting for equity release, including legal fees, valuations, buildings insurance and home maintenance costs.
We understand that your personal circumstances can change at any time, so our team can also advise long after you’ve acquired a loan. Whenever you need us, we’ll be here to help.
Why Choose Us?
Our transparent advice has been trusted by hundreds of homeowners over the years – just take a look at our reviews to see what our customers think!
We’re one of the Three Best Rated mortgage brokers in the area, which is in large part down to the experience of our team. With over 80 years between them, our advisors are highly knowledgeable.
Plus, because we’re ‘whole of market’ brokers, our advisors are able to show you deals from a vast range of different lenders. Not only does this save you hours of cross-shopping, it allows you to access deals you simply wouldn’t be able to find yourself. Pair that with the in-depth, tailor-made advice our team is able to offer, and you could save yourself a significant amount of money by speaking to us.
From helping you determine whether equity release is right for you to selecting a deal (and even helping you switch in future), we’re able to help with the entire process. To get started, simply contact us today to book your free initial consultation.
What Our Customers Think
Timothy Lawrie2024-04-18I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. AmazingAsher2024-04-18We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!Sarah Worsley2024-04-17Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!Agne Rusalovskytė2024-04-15Adam was very helpful as always.Jonathan Knox2024-04-15I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.Bob Green2024-04-08Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.Johnsy Raju2024-04-06Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.Nesta2024-04-03We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!Adrian Woolley2024-04-03Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.Jodie Tyers2024-03-27Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal
Book Your Initial Consultation
Booking your free initial consultation with us is easy. Our team will give you a call at a time to suit you and get a better understanding of your mortgage requirements. This is a perfect opportunity for you to ask questions and learn more about how the process works, too.
Whether you prefer face-to-face appointments or online messaging channels, we adapt our services to suit your preferences.
Contact us today to find out more about our equity release advice services.
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We have access to the whole of the market to enable us to get you the very best deal that meets your needs.
