Equity Release Mortgage Broker

Live life to the fullest – even in retirement – with equity release mortgage advice from the experts at Agentis.

Feeling the pinch? Equity release schemes allow you to acquire cash against the value of your home. Based in Peterborough, our friendly, experienced and highly qualified brokers can talk you through how this unique type of mortgage works and find a plan that suits you.

Because we have ‘whole of market’ access, we’re able to view equity release mortgages from a whole host of different providers. Not only that, but we can filter them according to your requirements and preferences, making it easy to compare your options and determine which is the best fit for you.

Simply put, there’s no easier way to find the right plan. For jargon-free advice that could save you money (and hassle), look no further than Agentis. Read on to learn more about how we can help you, or get in touch to book your free initial equity release advice consultation today.

What is Equity Release?

Equity release is a loan secured against the value of your property. This can be provided as a lump sum or in smaller amounts. If you’re aged 55 and over and own your own property worth £70,000 or more, you could be eligible.

How much money you can borrow depends on the value of your property. It’s important to get financial advice to ensure that equity release will truly benefit your lifestyle and long-term plans. To find out more about equity release and whether it might be right for you, take a look at the frequently asked questions opposite.

Lifetime mortgages and home reversion plans: Which is right for you?

There are two types of equity release loans: home reversion plans and lifetime mortgages.

Our equity release mortgage brokers can help you choose a loan that works for you, explaining the differences between each type and presenting you with a range of options from different lenders.

Fill in our contact form to book your free initial consultation with one of our equity release specialists today.

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Please note that Agentis is unable to provide advice on home reversion plans.

FAQs

Am I eligible?

Equity release mortgages are designed for homeowners aged 55 and over. You will need to own a certain value of your home outright for equity release to be a suitable option.

How much equity can I release from my home?

The maximum amount of equity you will be able to release is up to 60% of the property value, dependent on age.

Can I move house with equity release?

Yes, you can move to another property with an equity release mortgage – however if you’re hoping to attach it to your new property, your mortgage provider will need to determine that the new property is suitable before you purchase.

What interest will I have to pay?

You do not usually have to pay interest on money that you’ve actually borrowed if you decide to commit to doing so. Often the loan rolls up and is paid off on the death of the last borrower. While equity release interest rates are typically higher than ordinary residential mortgages they are usually fixed. This means you should know exactly how much you’re expected to pay if you have chosen to clear interest monthly, and be able to budget accordingly. You can choose to pay some or all of the monthly interest.

How does equity release affect benefits?

If you’re concerned about whether equity release may impact your eligibility for welfare benefits, your mortgage advisor will be able to tell you whether the amount of equity you’re receiving would reduce or remove your entitlement to benefits.

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How Can Agentis Financial Help You?

At Agentis, we only offer no-negative equity mortgages. That means you and your family will be protected from owing more money than your property is worth, giving you and your loved ones peace of mind.

We’ll also factor in other costs that are often overlooked when budgeting for equity release, including legal fees, valuations, buildings insurance and home maintenance costs.

We understand that your personal circumstances can change at any time, so our team can also advise long after you’ve acquired a loan. Whenever you need us, we’ll be here to help.

Why Choose Us?

Our transparent advice has been trusted by hundreds of homeowners over the years – just take a look at our reviews to see what our customers think!

We’re one of the Three Best Rated mortgage brokers in the area, which is in large part down to the experience of our team. With over 80 years between them, our advisors are highly knowledgeable.

Plus, because we’re ‘whole of market’ brokers, our advisors are able to show you deals from a vast range of different lenders. Not only does this save you hours of cross-shopping, it allows you to access deals you simply wouldn’t be able to find yourself. Pair that with the in-depth, tailor-made advice our team is able to offer, and you could save yourself a significant amount of money by speaking to us.

From helping you determine whether equity release is right for you to selecting a deal (and even helping you switch in future), we’re able to help with the entire process. To get started, simply contact us today to book your free initial consultation.

What Our Customers Think

Jordan Hanley
Jordan Hanley
2022-07-14
We first came to Agentis to get some advice on our residential mortgage, David was very knowledgable and helpful with this. We proceeded to apply for the mortgage, again David knew exactly what was required from us first time, none of the back and forth that you get with other companies asking for extra information etc… David got this through to approval for us and kept us we’ll updated along the way. We then threw a spanner in the works by changing properties and taking on a second buy-to-let property. Again, David gave sound advice and guided us through the change and application for the more specialist buy to let mortgage. David made himself available to take any questions and the huge amount of messages that I sent during the later part of the process really going above and beyond what I expected. Agentis also arranged our new life insurance policies, again taking time to explain to me the differences between policies and really getting our complex needs met. Cannot reccomend enough!
Rebecca Stephenson
Rebecca Stephenson
2022-07-08
I could not recommend this company enough. Luca supported us the whole way through and made the process so much easier! They really are brilliant
Sonny Orourke
Sonny Orourke
2022-07-01
Myself and my partner are first time buyers and had the pleasure of having Luca as our mortgage broker. Luca was outstanding, he was efficient, knowledgeable and nothing was ever too much for him. Luca kept us up to date throughout the process and was there to answer any questions we had. Luca made this whole process stressless and easy. We would like to thank Luca for everything he did for us and highly recommend going with him if you are looking for a broker. When we are ever in need of a broker in future Luca will be the only person we will use.
RoBERto pimenta
RoBERto pimenta
2022-06-30
I always thought it would be about the money for financial advisers however agentis completely changed my view! From day 1 we were supported and appreciated. Our concerns were addressed promptly and always very clear. Buying a house is stressful but having knowledgeable and efficient people helping you makes it so much easier. I definitely recommend Agentis!!
tspoon ts
tspoon ts
2022-06-28
I have been working with Paolo, over the past few months with regards to my new property and I have found his and Agentis' service to be nothing but first class. So much so I will be using their services again in a subsequent B2L property
bob Lloyd
bob Lloyd
2022-06-26
Great service and very helpful Luca made the whole remortgage easy and quick
kimlouisewatson
kimlouisewatson
2022-06-25
Paolo helped me but my first home. I went to him after being recommended as a mortgage advisor when I very first started saving my deposit, I didn’t even know if I would be able to buy a house on my own. Paolo offered me support throughout my mortgage journey which was bumpy at times but remained helpful and always available to talk. Almost a year later and I have my own home and thank Paolo for all his guidance, expertise and wealth of knowledge. Highly recommended.
Sheryl Osborne
Sheryl Osborne
2022-06-25
Amazing service; Luca and Amy really looked after me and went over and above in a situation where everything that could possibly go wrong for me did. But with perseverance they got me my mortgage and I cannot thank them enough. Outstanding service and I would highly recommend.
Bogdan-Andrei Budelecan
Bogdan-Andrei Budelecan
2022-05-24
This is my first house purchase and Caren Palmer-Welch has been absolutely amazing. She has been patient, understanding and efficient in every aspect. Excellent and very fast communication at all times. Any queries that I would have (which were many), Caren was always happy to help, clarifly anything I needed . I could not recommend Caren and Agentis enough!! Thank you so much for all your help.
Maćku Picku
Maćku Picku
2022-05-23
Big thanks for Caren for all help and support in process of buying my first property. She was very helpful for start through hole process. Allways available if you have any questions or you are not sure about something. I am highly recommended Caren if anybody is interested in buying property. She will find the best possible offer on the best terms which will save a tons of money.
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Book Your Initial Consultation

Booking your free initial consultation with us is easy. Our team will give you a call at a time to suit you and get a better understanding of your mortgage requirements. This is a perfect opportunity for you to ask questions and learn more about how the process works, too.

Whether you prefer face-to-face appointments or online messaging channels, we adapt our services to suit your preferences.
Contact us today to find out more about our equity release advice services.

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We have access to the whole of the market to enable us to get you the very best deal that meets your needs.