Remortgaging your Help to Buy loan doesn’t have to be stressful. Speak to the team at Agentis today. With 80 years’ combined industry experience, we provide expert remortgage advice without the jargon.
We make the help to buy remortgage process as simple as possible and look at the bigger picture to ensure your current and long-term financial goals are taken into account.
Whole of Market Advice
Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.
Help to buy remortgage options
Lenders tend to be picky when it comes to Help to Buy remortgaging, but we know the market at Agentis and can find you a suitable lender quickly and efficiently.
There are three main remortgaging options when it comes to Help to Buy.
- Remortgage to higher LTV
- Use money from your property
- Use savings
We’ll talk you through all three options and advise on the best course of action for you.
The Remortgage Process
If your five-year mortgage term has come to an end or your current plan is no longer suitable, we can help you remortgage without fuss. Not sure remortgaging is right for you? Getting independent financial advice is recommended. We’ll evaluate your circumstances to help you determine the best course of action.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Initial consultation
The initial consultation is a chance to discuss your circumstances with us and we’ll share how we can help you and answer any questions you may have. We offer virtual and face-to-face appointments to suit your preferences. Out of hours slots are also available to work with your schedule.
Research the market
We’ll check with your current lender first to see if they can offer a competitive rate and a smooth remortgage transition. As Whole of Market brokers, we’ll help you find the right solution.
Secure a remortgage
If you’re happy with any of our remortgage rates, we’ll help you fill out the application and let you know as soon as it’s approved by your lender. If you’re switching lenders, we can assist with the communications between you and your conveyancer.
Meet The Team
Based in Peterborough, Agentis was established by Christine Long and David Mortell to offer expert mortgage advice with the personal touch and flexibility of a smaller, family-run business. Now, as a growing mortgage broker in Peterborough, they have the very best mortgage and protection experts on board to help home buyers from all walks of life manage their mortgages.
Contact our expert mortgage broker Peterborough team today.
What Our Customers Think
Timothy Lawrie2024-04-18I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. AmazingAsher2024-04-18We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!Sarah Worsley2024-04-17Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!Agne Rusalovskytė2024-04-15Adam was very helpful as always.Jonathan Knox2024-04-15I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.Bob Green2024-04-08Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.Johnsy Raju2024-04-06Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.Nesta2024-04-03We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!Adrian Woolley2024-04-03Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.Jodie Tyers2024-03-27Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal
Still Have Questions?
Read to find the best mortgage rate for you?
Let us know the best way to reach you and some details about your project, and a help to buy remortgage broker will be in touch with you to talk you through the next steps.
In a hurry? Speak to our team on 01733 367800 to get started today.
Get in Touch
We have access to the whole of the market to enable us to get you the very best deal that meets your needs.
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Frequently Asked Questions
When should you remortgage a Help to Buy loan?
Failure to remortgage your Help to Buy could leave you paying thousands in extra interest charges. To avoid paying extra interest, the solution is to remortgage.
Your interest-free loan lasts for five years, so it’s important to get independent mortgage advice before you reach the end of this five year mark.
Is it difficult to get Help to Buy remortgage?
A common issue with remortgaging a Help to Buy is that lenders can expect you to pay back the equity loan. The best course of action is to speak to a mortgage advisor as they can talk you through your options and ensure a solution that works for you financially.
How do I find a good rate for a Help to Buy remortgage?
Some lenders limit Help to Buy remortgages to 75%, but others will go to 90% LTV and some will even lend up to 95% LTV to Help to Buy homeowners. We’ll help you find a lender that offers the right LTV rate to help you pay off your loan.
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