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    Help to Buy Remortgage

    Remortgaging your Help to Buy loan doesn’t have to be stressful. Speak to the team at Agentis today. With 80 years’ combined industry experience, we provide expert remortgage advice without the jargon.

    We make the help to buy remortgage process as simple as possible and look at the bigger picture to ensure your current and long-term financial goals are taken into account.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    Help to buy remortgage options

    Lenders tend to be picky when it comes to Help to Buy remortgaging, but we know the market at Agentis and can find you a suitable lender quickly and efficiently.

    There are three main remortgaging options when it comes to Help to Buy.

    • Remortgage to higher LTV
    • Use money from your property
    • Use savings

    We’ll talk you through all three options and advise on the best course of action for you.

    The Remortgage Process

    If your five-year mortgage term has come to an end or your current plan is no longer suitable, we can help you remortgage without fuss. Not sure remortgaging is right for you? Getting independent financial advice is recommended. We’ll evaluate your circumstances to help you determine the best course of action.

    You may have to pay an early repayment charge to your existing lender if you remortgage.

    Initial consultation

    The initial consultation is a chance to discuss your circumstances with us and we’ll share how we can help you and answer any questions you may have. We offer virtual and face-to-face appointments to suit your preferences. Out of hours slots are also available to work with your schedule.

    Research the market

    We’ll check with your current lender first to see if they can offer a competitive rate and a smooth remortgage transition. As Whole of Market brokers, we’ll help you find the right solution.

    Secure a remortgage

    If you’re happy with any of our remortgage rates, we’ll help you fill out the application and let you know as soon as it’s approved by your lender. If you’re switching lenders, we can assist with the communications between you and your conveyancer.

    Meet The Team

    Based in Peterborough, Agentis was established by Christine Long and David Mortell to offer expert mortgage advice with the personal touch and flexibility of a smaller, family-run business. Now, as a growing mortgage broker in Peterborough, they have the very best mortgage and protection experts on board to help home buyers from all walks of life manage their mortgages.

    Contact our expert mortgage broker Peterborough team today.

    What Our Customers Think

    Star Rating Icons Agentis Financial & Mortgage Solutions

    We cannot recommend Christine from Agentis enough. She has arranged our mortgage for the past 8 years and makes the whole experience so easy and stress free. She is extremely knowledgable and always secures us the best possible mortgage – we wouldn’t use anyone else! Highly recommended.

    Clare Gray

    Star Rating icons Agentis Financial & Mortgage Solutions

    I couldn’t be more happier by choosing Agentis Financial for my first mortgage. I appreciated the time Christine took to explain everything to me and to answer the questions I had. Been very helpful and negotiated the offer for me, saved £3000! Thank you so much

    Indre Talmantaite

    Star Rating Icons Agentis Financial & Mortgage Solutions

    I will never use anyone else. Agentis have helped me with house purchases and re mortgages. I have also recommended them for my sisters first time buy. Christine is always a pleasure to deal with and never fails to get you the best deal.

    James Astill

    Still Have Questions?

    Read to find the best mortgage rate for you?

    Let us know the best way to reach you and some details about your project, and a help to buy remortgage broker will be in touch with you to talk you through the next steps.

    In a hurry? Speak to our team on 01733 367800 to get started today.

     

     

    Get in Touch

    We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

      Frequently Asked Questions

      When should you remortgage a Help to Buy loan?

      Failure to remortgage your Help to Buy could leave you paying thousands in extra interest charges. To avoid paying extra interest, the solution is to remortgage.

      Your interest-free loan lasts for five years, so it’s important to get independent mortgage advice before you reach the end of this five year mark.

      Is it difficult to get Help to Buy remortgage?

      A common issue with remortgaging a Help to Buy is that lenders can expect you to pay back the equity loan. The best course of action is to speak to a mortgage advisor as they can talk you through your options and ensure a solution that works for you financially.

      How do I find a good rate for a Help to Buy remortgage?

      Some lenders limit Help to Buy remortgages to 75%, but others will go to 90% LTV and some will even lend up to 95% LTV to Help to Buy homeowners. We’ll help you find a lender that offers the right LTV rate to help you pay off your loan.

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      Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.

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      Your Mortgage Magazine

      Our quarterly magazine is packed with jargon-free content covering the latest industry updates that affect you and your property-buying plans. Written by mortgage experts, we explain how mortgages work. Wherever you are on the property ladder, you can stay in the know and make the best decisions for you right now.