Open Nav

Request a Callback

To speak to an expert mortgage broker, you can book a free consultation with us. Simply give us a call or fill out our online contact form.

    Remortgage For Home Improvements

    As combined financial and mortgage experts, we look at the bigger picture to help homeowners manage their property investments in a way that works with their long-term goals.

    If you’re looking to remortgage for home improvements, our Whole of Market mortgage brokers can match you with the right lender. Whether you’re a multi-property investor or own a single residential home, we’re here to bring clarity to the mortgage market.

    We’ll ensure you’re confident with the mortgage move.

    You may have to pay an early repayment charge to your existing lender if you remortgage.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    The Process

    Informal initial consultation – Our no-obligation initial consultation is a chance to find out more about what remortgaging for home improvements involves. Our professional team is happy to answer all your questions in a way that’s clear and transparent.

    We’ll explain how the remortgaging process works, discussing the pros and cons. That way, you can make an informed decision.

    Calculate the available equity in your property – Equity is the difference between your property’s value and the remaining mortgage. By remortgaging your home, you can release any available equity in your property and put it towards your desired home improvements.

    We can review whether your financial circumstances are best suited to remortgaging, or whether you’d be better off choosing another option, such as a home improvement loan.

    Browse the market – Your dedicated broker will browse the market to find the right deal for you.

    Time to apply – Our mortgage broker Peterborough service is driven by a commitment to making mortgages easier to find and manage. We’ll help fill out the paperwork and negotiate with a conveyancer should you require one to finalise the remortgage. As soon as you’ve been accepted, we’ll give you a call.

    Schedule a review – We also offer a mortgage review service, to assess whether your mortgage is still working for you, or whether there’s a more suitable option.

    Looking To Redecorate Or Renovate? Remortgaging Could Be The Solution

    If you’re looking to redecorate or build an extension, and wondering how to fund such a project, remortgaging could be the right solution.

    If you have equity in your home and can afford the repayments, you could be eligible. If you’re not sure whether a remortgage for home improvements is right for you, or how to proceed, a mortgage broker can help.

    If you’re looking for a Mortgage Broker in Peterborough, contact Agentis today.

    Meet The Team

    Established in 2014 by Christine Long and David Mortell, Agentis offers expert mortgage advice alongside the personal touch and flexibility of a smaller, family-run business. Now with a growing team of mortgage brokers in Peterborough, they have the very best mortgage and protection experts on board to help individuals, couples and families manage their remortgages.

    We’re regulated by the Financial Conduct Authority, so you can choose us with confidence.

    What Our Customers Think

    Star Rating Icons Agentis Financial & Mortgage Solutions

    We cannot recommend Christine from Agentis enough. She has arranged our mortgage for the past 8 years and makes the whole experience so easy and stress free. She is extremely knowledgable and always secures us the best possible mortgage – we wouldn’t use anyone else! Highly recommended.

    Clare Gray

    Star Rating icons Agentis Financial & Mortgage Solutions

    I couldn’t be more happier by choosing Agentis Financial for my first mortgage. I appreciated the time Christine took to explain everything to me and to answer the questions I had. Been very helpful and negotiated the offer for me, saved £3000! Thank you so much

    Indre Talmantaite

    Star Rating Icons Agentis Financial & Mortgage Solutions

    I will never use anyone else. Agentis have helped me with house purchases and re mortgages. I have also recommended them for my sisters first time buy. Christine is always a pleasure to deal with and never fails to get you the best deal.

    James Astill

    Still Have Questions?

    Ready to find the best remortgage rate for you?

    Let us know the best way to reach you and some details about your project, and one of our experienced mortgage broker will be in touch with you to talk you through the next steps.

    In a hurry? Speak to our team on 01733 367800 to get started today.



    Get in Touch

    We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

      Frequently Asked Questions

      Should you remortgage to fund home improvements?

      While remortgaging can be a good way to fund home improvements, something to bear in mind is that remortgaging will increase the amount of borrowing secured against your home. You’ll also pay interest on the additional money you borrow, so you’ll need to think about whether you’re happy to increase the amount of money you have to pay back. However, with the right advice, you should be able to make an informed decision, weighing up the value that the improvements are likely to make against the extra amount borrowed.

      Can I remortgage my house to build an extension?

      Yes – you can. Building an extension is a popular reason to remortgage for home improvements.

      How can a mortgage broker help you fund home improvements?

      A mortgage broker can help calculate the equity you have in your home and how much you’d be likely to borrow. This will help you decide whether remortgaging is the right option for you. From there, they can help you find the right remortgage deal.

      Should you get a home improvement loan or remortgage?

      Aside from remortgaging, there are other options available, such as home improvement loans. Our mortgage brokers can talk you through your choices and assess whether remortgaging is the best course of action based on your current circumstances.

      Can you remortgage for home improvements on a buy-to-let property?

      Yes – you can. Remortgaging for home improvements with a buy-to-let property will be calculated by a combination of the income potential of the property and your financial circumstances.

      Property News

      Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.

      Plan your Mortgage the right way
      Get in Touch

      Contact Us

      Your Mortgage Magazine

      Our quarterly magazine is packed with jargon-free content covering the latest industry updates that affect you and your property-buying plans. Written by mortgage experts, we explain how mortgages work. Wherever you are on the property ladder, you can stay in the know and make the best decisions for you right now.