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    Remortgage to Buy Second Property

    The equity in your first home can be used to help buy another property. It’s ideal for anyone looking for a holiday home or wanting to become a landlord. But how does all this work? Our team of independent mortgage experts can talk you through the process, delivering clear advice and a hassle-free service.

    As a Whole of Market broker, we can find the right deal more quickly.

    Don’t worry – we’re not a quick-fix service! We ensure all necessary stress-testing is carried out and take your long-term goals into account.

    Not sure if you should remortgage to buy second property? Speaking to a professional mortgage broker can ease any doubts, bring clarity to your options and help you move faster.

    You may have to pay an early repayment charge to your existing lender if you remortgage.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    The Process

    Initial consultation – We’ll get to know your goals and why you’re looking to buy a second property. The reason for your choice will help us choose the right type of mortgage. Are you looking to purchase a buy-to-let, holiday home or commercial property? Let us know, and we can point you in the right direction and tailor our advice.

    Calculate your equity – You can use the capital from your first home to put down a deposit on a second. We’ll help calculate how much deposit you can afford to help narrow down your property search.

    Browse the market – Your dedicated Whole of Market mortgage advisor will compare mortgages to find the right deal. As soon as they find a suitable product, they’ll be in touch.

    Apply for your remortgage – Happy with one of our options? We will take control of all elements of the application, ensuring a smooth process from start to finish. If you require conveyancing for your new mortgage, we’ll even take care of any negotiations.

    Schedule a review – Whether your long-term property goals are big or small, we can schedule a remortgage review to ensure your current plan is the best one.

    Meet The Team

    Established in 2014 by Christine Long and David Mortell, Agentis is an expert mortgage broker in Peterborough. We are a family-run business, now with a growing team of specialist advisors to help individuals, couples and families find and manage their remortgages.

    We’re regulated by the Financial Conduct Authority, so you can choose us with confidence.

    What Our Customers Think

    Timothy Lawrie
    Timothy Lawrie
    2024-04-18
    I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. Amazing
    Asher
    Asher
    2024-04-18
    We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!
    Sarah Worsley
    Sarah Worsley
    2024-04-17
    Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!
    Agne Rusalovskytė
    Agne Rusalovskytė
    2024-04-15
    Adam was very helpful as always.
    Jonathan Knox
    Jonathan Knox
    2024-04-15
    I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.
    Bob Green
    Bob Green
    2024-04-08
    Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.
    Johnsy Raju
    Johnsy Raju
    2024-04-06
    Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.
    Nesta
    Nesta
    2024-04-03
    We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!
    Adrian Woolley
    Adrian Woolley
    2024-04-03
    Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.
    Jodie Tyers
    Jodie Tyers
    2024-03-27
    Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal

    Still Have Questions?

    Ready to find the best mortgage rate for you?

    Let us know the best way to reach you and some details about your project, and one of our experienced mortgage brokers will be in touch with you to talk you through the next steps.

    In a hurry? Speak to our team on 01733 367800 to get started today.

     

     

    Get in Touch

    We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

      Frequently Asked Questions

      How will you be assessed for eligibility?

      There are a few key factors that will be assessed as part of the remortgaging process. This includes: the amount of equity in the property you wish to remortgage, your affordability, income and credit score and the loan to value of your remortgage.

      How much equity do I need to remortgage to buy a second property?

      If you have enough equity in your current home, you can use the money from a home equity loan to make a down payment on another home. The amount of equity you need will depend on what sort of property you wish to buy and the reason for your purchase. A buy-to-let, for instance, typically requires a higher deposit of 20-25% of the purchase price. By speaking to a mortgage broker, they will be able to calculate the deposit you will need, and how much you’re likely to afford.

      How can a mortgage broker help me remortgage to buy a second home?

      A mortgage broker can calculate how much you’d be likely to afford and can agree on a mortgage in principle. This will bring clarity to your property search. They are there to help you find the right remortgage and make the process as smooth as possible.

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