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    Remortgage to Buy Second Property

    The equity in your first home can be used to help buy another property. It’s ideal for anyone looking for a holiday home or wanting to become a landlord. But how does all this work? Our team of independent mortgage experts can talk you through the process, delivering clear advice and a hassle-free service.

    As a Whole of Market broker, we can find the right deal more quickly.

    Don’t worry – we’re not a quick-fix service! We ensure all necessary stress-testing is carried out and take your long-term goals into account.

    Not sure if you should remortgage to buy second property? Speaking to a professional mortgage broker can ease any doubts, bring clarity to your options and help you move faster.

    You may have to pay an early repayment charge to your existing lender if you remortgage.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    The Process

    Initial consultation – We’ll get to know your goals and why you’re looking to buy a second property. The reason for your choice will help us choose the right type of mortgage. Are you looking to purchase a buy-to-let, holiday home or commercial property? Let us know, and we can point you in the right direction and tailor our advice.

    Calculate your equity – You can use the capital from your first home to put down a deposit on a second. We’ll help calculate how much deposit you can afford to help narrow down your property search.

    Browse the market – Your dedicated Whole of Market mortgage advisor will compare mortgages to find the right deal. As soon as they find a suitable product, they’ll be in touch.

    Apply for your remortgage – Happy with one of our options? We will take control of all elements of the application, ensuring a smooth process from start to finish. If you require conveyancing for your new mortgage, we’ll even take care of any negotiations.

    Schedule a review – Whether your long-term property goals are big or small, we can schedule a remortgage review to ensure your current plan is the best one.

    Meet The Team

    Established in 2014 by Christine Long and David Mortell, Agentis is an expert mortgage broker in Peterborough. We are a family-run business, now with a growing team of specialist advisors to help individuals, couples and families find and manage their remortgages.

    We’re regulated by the Financial Conduct Authority, so you can choose us with confidence.

    What Our Customers Think

    Star Rating Icons Agentis Financial & Mortgage Solutions

    We cannot recommend Christine from Agentis enough. She has arranged our mortgage for the past 8 years and makes the whole experience so easy and stress free. She is extremely knowledgable and always secures us the best possible mortgage – we wouldn’t use anyone else! Highly recommended.

    Clare Gray

    Star Rating icons Agentis Financial & Mortgage Solutions

    I couldn’t be more happier by choosing Agentis Financial for my first mortgage. I appreciated the time Christine took to explain everything to me and to answer the questions I had. Been very helpful and negotiated the offer for me, saved £3000! Thank you so much

    Indre Talmantaite

    Star Rating Icons Agentis Financial & Mortgage Solutions

    I will never use anyone else. Agentis have helped me with house purchases and re mortgages. I have also recommended them for my sisters first time buy. Christine is always a pleasure to deal with and never fails to get you the best deal.

    James Astill

    Still Have Questions?

    Ready to find the best mortgage rate for you?

    Let us know the best way to reach you and some details about your project, and one of our experienced mortgage brokers will be in touch with you to talk you through the next steps.

    In a hurry? Speak to our team on 01733 367800 to get started today.

     

     

    Get in Touch

    We have access to the whole of the market to enable us to get you the very best deal that meets your needs.

      Frequently Asked Questions

      How will you be assessed for eligibility?

      There are a few key factors that will be assessed as part of the remortgaging process. This includes: the amount of equity in the property you wish to remortgage, your affordability, income and credit score and the loan to value of your remortgage.

      How much equity do I need to remortgage to buy a second property?

      If you have enough equity in your current home, you can use the money from a home equity loan to make a down payment on another home. The amount of equity you need will depend on what sort of property you wish to buy and the reason for your purchase. A buy-to-let, for instance, typically requires a higher deposit of 20-25% of the purchase price. By speaking to a mortgage broker, they will be able to calculate the deposit you will need, and how much you’re likely to afford.

      How can a mortgage broker help me remortgage to buy a second home?

      A mortgage broker can calculate how much you’d be likely to afford and can agree on a mortgage in principle. This will bring clarity to your property search. They are there to help you find the right remortgage and make the process as smooth as possible.

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