Being self-employed shouldn’t spell the end of your property buying dreams. With the right advice and access to the right lenders, it’s more than possible to find the right mortgage for you to own your own home.
We have over 80 years’ combined industry experience. Ensuring advice is tailored to your circumstances, we’ll help calculate how much you can afford and find the right deal for you. No fuss, no jargon, just expert, tailored mortgage advice in Peterborough efficiently delivered.
Speak to the Agentis team about securing a self-employed mortgage today.
Whole of Market Advice
Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.
Getting a Mortgage When Self-Employed
If you’re worried about getting a mortgage when self-employed, Agentis can help. Lending criteria are more complex for self-employed borrowers, but this doesn’t mean a loan is out of your reach. Whether you’re a freelancer, sole trader or take on contract work, the mortgage broker team at Agentis can work with you to get you onto the property ladder sooner than you think.
You need to provide more evidence to lenders to show you are able to keep up on your repayments. Often, this includes at least two years’ income records, as well as any upcoming contracts. We’ll talk you through all the documents you need and help you fill out any application forms.
We’ll also calculate all the costs so you know exactly what you can afford to buy.
The Process
Initial consultation – We work around your schedule. With both virtual and face-to-face appointments, we deliver mortgage advice in a way that works for you.
Collect paperwork – We’ll help you get all the right documents together so your mortgage application is likely to be approved the first time around.
Search the market – Your dedicated broker will search the Whole of Market, including exclusive deals that you won’t find anywhere else. As soon as we find a suitable mortgage, we’ll be in touch.
Apply – Happy with our proposed mortgage? We can help you fill out the application form and send it to the lender for approval. As soon as we hear back, we’ll let you know.
Mortgage review – We don’t stop there. Mortgages often need reviewing. We’re trusted lifelong mortgage advisors for many of our clients as we work with the bigger picture. We’ll make sure the deal you secured is still the right one.
Meet The Team
Our team of self-employed mortgage brokers operate from our office in Peterborough, providing mortgage advice to home-buyers across England. As a specialist mortgage broker, we have access to lenders who offer more flexibility. We will only recommend deals that suit your budget and requirements.
Agentis is a family-run mortgage broker that offers expert industry knowledge alongside the personal touch of an independent business. We have highly qualified mortgage and protection experts to help individuals, couples and families across the UK turn their property dreams into reality.
If you’re searching for an expert Mortgage Broker Peterborough, our personable team is ready to arrange your initial consultation.
What Our Customers Think
Timothy Lawrie2024-04-18I cannot praise Agentis highly enough. Service above and beyond, all done with understanding and friendly know how. AmazingAsher2024-04-18We have just received a mortgage offer on our first property & had the pleasure of Ash Hinds being our mortgage advisor. Ash was very helpful throughout the whole process & was never too busy to answer a query or concern, going over and beyond. As first time buyers we did need a lot of stuff explained to us & Ash was more then happy to do that & make sure we understood the pros & cons of different options. I would definitely recommend Ash to anyone who needs a Mortgage Advisor 5 star service!Sarah Worsley2024-04-17Ash is a fantastic broker, who empathised with my unique situation and was very supportive and encouraging. He secured a very good deal for us, and was always there to answer questions. I would highly recommend him!Agne Rusalovskytė2024-04-15Adam was very helpful as always.Jonathan Knox2024-04-15I recently had the pleasure of working with Josh at Agentis for my remortagage, and I couldn't be more impressed with the service I received. From start to finish, the entire process was smooth, efficient, and incredibly quick. Josh's expertise and professionalism were evident from our very first interaction. He took the time to understand my financial situation and goals, providing personalized guidance every step of the way. His knowledge of the mortgage industry ensured that I got the best possible deal tailored to my needs. What truly stood out to me was the speed at which Josh worked. Despite the complexities involved in securing a mortgage, he made the process seem effortless. Communication was prompt and clear, and I always felt informed and supported throughout. If you're looking for a mortgage broker who is efficient, knowledgeable, and committed to providing exceptional service, look no further than Josh at Agentis. You won't be disappointed. Thank-you.Bob Green2024-04-08Lee was great to work with, always keeping us updated and available whenever we needed. Lee often provided updates before our solicitors and estate agents. He was very knowledgeable and helped explain all steps of the process. I would 100% recommend both Lee and Agentis.Johnsy Raju2024-04-06Caren arranged our first mortgage, and she was fantastic with us! She demystified the entire house buying process for us, which can be a minefield. Caren helped us know how much we could spend on a home and how much of a mortgage we could afford, and achieve. She was able to give us a step-by-step plan, which really helped ease our anxiety. Caren also looked through home reports of homes we were looking into, to let us know of any issues that we might run into - this is very helpful, as the language can be impenetrable! We would recommend anyone looking to buy a home contacting Caren first. Thank you soomuch Caren @agentis for the wonderful help.Nesta2024-04-03We had Adam Long as our mortgage broker. He was amazing from start to finish throughout the entire process. Very good at explaining the whole process, very knowledgeable and professional. We couldn’t recommend a better mortgage advisor! Thanks Adam!Adrian Woolley2024-04-03Caren was informative, contactable and managed to get a mortgage when I feared I couldn’t. Thank you.Jodie Tyers2024-03-27Anton Sgroni was absolutely amazing at sorting out our remortgage. Any problems he sorted out straight away and was able to keep us updated along the way. This is the third time we have used Agentis and we can not fault them! Always a great service and lots of helpful advice and information is provided to get the best deal
Related Articles
Want to know more about the different types of mortgages and how they work? Discover advice, top tips and how-tos from our mortgage and protection experts in the Mortgage Advice Hub.
From first time buyers to equity release, our advice hub is designed to answer all the top questions that property owners want to know. From preparing you for your initial consultation with a buy to let mortgage advisor right the way through to becoming a proud property owner and beyond, we’ve got you covered.
For jargon-free answers on all things mortgages, browse the sections you’re interested in below.
Frequently Asked Questions
Is it harder to get a mortgage if self-employed?
It can be more difficult to get a mortgage if you are self-employed. This is because lenders view this type of employment as higher risk when compared to those who are employed with a permanent, full-time contract. However, there are plenty of ways you can boost your chances of securing a mortgage. By providing evidence of two or more years of income, especially if it’s consistent, this should help you. A mortgage broker can help get you on the property ladder.
Can I get a mortgage if I’ve been self-employed for six months - one year?
Yes – you can. While lenders typically prefer self-employed home buyers to have at least two years’ worth of accounts, there are other criteria they will take into consideration, including your savings, assets and evidence of any upcoming contracts. By speaking to a specialist mortgage broker, they can help match you with lenders who are more flexible.
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Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.
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