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To speak to an expert self employed mortgage broker, you can book a free consultation with us. Simply give us a call or fill out our online contact form.

    Self-Employed Mortgage Brokers

    Being self-employed shouldn’t spell the end of your property buying dreams. With the right advice and access to the right lenders, it’s more than possible to find the right mortgage for you to own your own home.

    We have over 80 years’ combined industry experience. Ensuring advice is tailored to your circumstances, we’ll help calculate how much you can afford and find the right deal for you. No fuss, no jargon, just expert, tailored mortgage advice in Peterborough efficiently delivered.

    Speak to the Agentis team about securing a self-employed mortgage today.

    Whole of Market Advice

    Below are some of the lenders we deal with, however we have access to the whole of the market, including exclusive deals that you won’t be able to find yourself.

    Getting a Mortgage When Self-Employed

    If you’re worried about getting a mortgage when self-employed, Agentis can help. Lending criteria are more complex for self-employed borrowers, but this doesn’t mean a loan is out of your reach. Whether you’re a freelancer, sole trader or take on contract work, the mortgage broker team at Agentis can work with you to get you onto the property ladder sooner than you think.

    You need to provide more evidence to lenders to show you are able to keep up on your repayments. Often, this includes at least two years’ income records, as well as any upcoming contracts. We’ll talk you through all the documents you need and help you fill out any application forms.

    We’ll also calculate all the costs so you know exactly what you can afford to buy.

    The Process

    Initial consultation – We work around your schedule. With both virtual and face-to-face appointments, we deliver mortgage advice in a way that works for you.

    Collect paperwork – We’ll help you get all the right documents together so your mortgage application is likely to be approved the first time around.

    Search the market – Your dedicated broker will search the Whole of Market, including exclusive deals that you won’t find anywhere else. As soon as we find a suitable mortgage, we’ll be in touch.

    Apply – Happy with our proposed mortgage? We can help you fill out the application form and send it to the lender for approval. As soon as we hear back, we’ll let you know.

    Mortgage review – We don’t stop there. Mortgages often need reviewing. We’re trusted lifelong mortgage advisors for many of our clients as we work with the bigger picture. We’ll make sure the deal you secured is still the right one.

    Meet The Team

    Our team of self-employed mortgage brokers operate from our office in Peterborough, providing mortgage advice to home-buyers across England. As a specialist mortgage broker, we have access to lenders who offer more flexibility. We will only recommend deals that suit your budget and requirements.

    Agentis is a family-run mortgage broker that offers expert industry knowledge alongside the personal touch of an independent business. We have highly qualified mortgage and protection experts to help individuals, couples and families across the UK turn their property dreams into reality.

    If you’re searching for an expert Mortgage Broker Peterborough, our personable team is ready to arrange your initial consultation.

    What Our Customers Think

    Star Rating Icons Agentis Financial & Mortgage Solutions

    We cannot recommend Christine from Agentis enough. She has arranged our mortgage for the past 8 years and makes the whole experience so easy and stress free. She is extremely knowledgable and always secures us the best possible mortgage – we wouldn’t use anyone else! Highly recommended.

    Clare Gray

    Star Rating icons Agentis Financial & Mortgage Solutions

    I couldn’t be more happier by choosing Agentis Financial for my first mortgage. I appreciated the time Christine took to explain everything to me and to answer the questions I had. Been very helpful and negotiated the offer for me, saved £3000! Thank you so much

    Indre Talmantaite

    Star Rating Icons Agentis Financial & Mortgage Solutions

    I will never use anyone else. Agentis have helped me with house purchases and re mortgages. I have also recommended them for my sisters first time buy. Christine is always a pleasure to deal with and never fails to get you the best deal.

    James Astill

    Frequently Asked Questions

    Is it harder to get a mortgage if self-employed?

    It can be more difficult to get a mortgage if you are self-employed. This is because lenders view this type of employment as higher risk when compared to those who are employed with a permanent, full-time contract. However, there are plenty of ways you can boost your chances of securing a mortgage. By providing evidence of two or more years of income, especially if it’s consistent, this should help you. A mortgage broker can help get you on the property ladder.

    Can I get a mortgage if I’ve been self-employed for six months - one year?

    Yes – you can. While lenders typically prefer self-employed home buyers to have at least two years’ worth of accounts, there are other criteria they will take into consideration, including your savings, assets and evidence of any upcoming contracts. By speaking to a specialist mortgage broker, they can help match you with lenders who are more flexible.

    Property News

    Discover the latest property news in and around Peterborough. We keep an eye on the latest property developments, property prices and news that impacts the local community. If you’re looking to move to the area or have been living here for years, read up on the latest property news written by our mortgage experts.

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    Your Mortgage Magazine

    Our quarterly magazine is packed with jargon-free content covering the latest industry updates that affect you and your property-buying plans. Written by mortgage experts, we explain how mortgages work. Wherever you are on the property ladder, you can stay in the know and make the best decisions for you right now.